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I would never recommend that you get into more debt to make a down payment.我绝不会建议您进入更多的债务作定金。 My personal advice is that if you do not qualify for legitimate help from a known charity or government agency that you delay buying your first home until you can make the down payment.我个人的意见是，如果你没有资格获得合法的帮助，一个已知的慈善机构或政府机构，你立即购买你的第一个家中，直至您可以定金。
While there are private lenders willing to provide down payment funds, the interest rate charged is going to be high because they know you can not find the money through traditional means.虽然有私人放款愿意提供首期付款的资金，利息费用将会很高，因为他们知道你找不到的钱通过传统手段。
Try to stay away from private funding ventures.尝试远离私人资金投资。
Kirt Eure Kirt厄尔
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