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Oh That hurts, The ding of a foreclosure will damage your credit significantly for three years or more.噢伤害，该定的赎回会损害您的信用额度明显的三年或三年以上。 Having lived through that I can tell you it is not a place you want to get hit in (if you know what I mean),  unless you absolutely have no other choice.经历，我可以告诉你，这不是一个地方你想达到的（如果你知道我的意思） ，除非你绝对没有任何其他选择。

You can probably go six months before they actually take your home.或许您可以去6个月前就你的家。 A lot can be done in six months.很多可以在6个月。 The banks and mortgage companies do not want you home.银行和联邦住房贷款抵押公司不想让你回家。 They already have far too many homes to sell.他们已经拥有了太多的家庭出售。
If there is anything that can be done they will help you as long as you are doing all you can do.如果有什么可以做，他们将帮助您只要你做你所能做的。

Should foreclosure become a reality, you need an real estate attorney.应赎回成为现实，你需要一个房地产律师。 You have rights in this process so you need to你有权利在这个过程中，因此您需要
have a legal expert calling the shots.有法律专家呼吁，投篮准确。

I went through this once in my life.我经历了这一次在我的生命。 My business failed after Sept. 11th 2001.我的生意失败后， 2001年9月11日。 I could have saved my home but I was so mentally depressed, I could not think straight.我能救了我的家庭，但我是如此精神沮丧，我不能认为是非。 So, don’t be affraid to see your doctor to help you through this process.所以，不要affraid看到你的医生，以帮助您完成此过程。

You can not afford to loose sleep, get down on yourself and emotionally give up.你就不能松散睡眠，开始对自己和感情上放弃。 You can get through this but fight the urge to give up and quit.你可以通过这个斗争的欲望，但放弃和退出。 Get all the help you need.得到所有您需要的帮助。

If you have faith, pray for strength, wisdom and guidance.如果你有信仰，祈祷的力量，智慧和指导。 You will survive this even if you end up loosing your home.你会生存下去，即使你这最终失去您的家庭。 This experience will make you bitter or better.这方面的经验会使你痛苦或更好。 Which road do you choose to travel?这道你选择旅行？

Kirt Eure Kirt厄尔

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